1725 E St Louis Springfield, MO 65802 417-866-3564

At McCoy Auto Group we offer two different types of financing that center around individuals that have no credit or bad credit. The first option is buy here/pay here financing where the loan is directly with our company. This type of loan has a max term of 30 months, wth a maximum price of $8000. Down payments typically range from $500-$1500.

Our second option for financing is second chance bank financing. This option is a 100% guaranteed approval, no matter your credit score. It is based around your income and there is no minimum job time required. This type of financing usually requires a down payment of $500-$2000, with a max payment term of 60 months.

Our financing experts will sit down with you and gather your information to help you decide which kind of financing best suits your situation. These financing options give us the ability to help all of our customers find the right car to fit their needs.

REQUIREMENTS

  • CASH DOWN PAYMENT
  • VALID MISSOURI DRIVERS LICENSE
  • PROOF OF INCOME
  • PROOF OF ADDRESS
  • FULL COVERAGE INSURANCE
  • CHECKING OR SAVINGS ACCOUNT
  APPLY FOR CREDIT
Applicant Information
First Name:
Middle Name:
Last Name:
Address 1:
Address 2:
City/State/Zip:        
Social Security:
Date of Birth:
v
Drivers License Number:
Drivers License State:
Drivers License Exp:
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Mobile Phone:  
Home Phone:  
Email:
Time at Residence: Years:  Months:
Residence Type:
Rent/Mortgage:

Applicant Employment Information
Employer:
Monthly Income:
Occupation:
Address 1:
Address 2:
City/State/Zip:        
Work Phone:
Time on Job: Years:  Months:

Bank Information
Checking Account:  
Account Number:
Bank Name:
Address 1:
Address 2:
City/State/Zip:      
Phone:
   
Savings Account:  
Account Number:
Bank Name:
Address 1:
Address 2:
City/State/Zip:      
Phone:

Additional Comments
  ACKNOWLEDGMENT AND CONSENT:  
I certify that the above information is complete and accurate to the best of my knowledge. Creditors receiving this application will retain the application whether or not it is approved. Creditors may rely on this application in deciding whether to grant the requested credit. False statements may subject me to criminal penalties. I authorize the creditors to obtain credit reports about me on an ongoing basis during this credit transaction and to check my credit and employment history on an ongoing basis during the term of the credit transaction. If this application is approved, I authorize the creditor to give credit information about me to its affiliates.